How to Add & Remove Authorized Users on Chase Credit Cards

Authorized User Using Credit Card After Death. How to add an authorized user to a Citi credit card What happens to credit card debt, rewards and authorized users after the primary cardholder dies? We will give you the answers you need. If you keep using the card, you could end up liable for the deceased's debt as well as your own -- and possibly face legal trouble as well.

My father in law passed away in 2016, but before his death he added my husband and I as authorized users on my MIL's Discover. Even if you plan on paying the money back, you should not use the card

Everything You Need to Know About Credit Card Authorized Users

You may be able to satisfy the debt collector that you were just an authorized user by showing the collector the relevant portion of your credit report. "If someone continues to use the account after the account holder's death they can be sued and held personally liable," Creeden says. However, after the death of a primary credit card holder, the authorized user should cease using the credit card.

How Being an Authorized User Impacts Credit Score Credit Sesame. What happens to credit card debt, rewards and authorized users after the primary cardholder dies? We will give you the answers you need. "If someone continues to use the account after the account holder's death they can be sued and held personally liable," Creeden says.

Credit Card Authorization Letter Templates at. Even if you plan on paying the money back, you should not use the card. If you keep using the card, you could end up liable for the deceased's debt as well as your own -- and possibly face legal trouble as well.